Understanding Credit Workshop
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An overview of credit, credit reporting agency, credit report, and credit scores; understand each component in the credit report and the FICO scoring model; rules of thumb in establishing and preserving credit worthiness and credit standing in order to obtain and use credit; the impact of credit score and the cost of having good vs. bad credit score; consumers’ rights, opt-out options, free credit report, identity theft, new credit card rules, and more.

Participants will learn the importance of viewing credit as an essential asset-building tool. The workshop will cover the most commonly used language in the credit industry, types of credit available and the associated costs. Participants will also learn about the steps to establishing credit, how to determine how much debt to take on and how to develop a recovery plan when overwhelmed.

FREE
January 6, 2016 6:00 pm
January 6, 2016 7:30 pm
Register
213-353-9400
Central Library
630 West 5th Street
Los Angeles
90071
CA
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630 West 5th Street, Los Angeles, California 90071

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